Creditsafe Connect (1.10.9)
This is the full Connect API and contains all available endpoints. For additional information, integration processes, and supplementary documentation, please use the targeted product
The Creditsafe Connect API is a REST API that provides access to the Creditsafe Global Company Database. This allows you to:
- Control your master data
- Utilize up-to-date Business and Director information, enhancing your onboarding and qualification processes
- Receive alerts when your customer's and supplier's Credit Report changes
To start your Creditsafe Connect API integration you will need to have activated your account and set a password by following the instructions in your Welcome Email. If you have not received a Welcome Email please contact your Creditsafe Account Manager.
By default, you will have been setup on our Sandbox environment.
Using a REST API client construct an /authenticate POST request and enter your username & password (case-sensitive) into the POST body. A successful response will return an authentication token.
Use the authentication token in an Authorization header on all other Creditsafe Connect calls as proof of your authenticity.
https://connect.sandbox.creditsafe.com/v1/
https://connect.creditsafe.com/v1/
Companies
Endpoints to search for Companies in the Creditsafe Global Company Database. Companies are uniquely identified by the connectId - the identifier used to order a Company Credit Report. The Company Credit Report is a JSON object comprising of key business and financial data points such as Credit Score & Limit, Industry Code, Directors, Balance Sheet and Negative Information. A full list of Company data points can be found in the Data Matrix, in the help resources.
People/Directors
Endpoints to find People/Directors and order Director Reports. A Director Report will contain a person's registered information and Active & Previous Directorships, where available. This endpoint is not advised to get a list of directors for a specific Company. Instead, order a Company Credit Report using the /companies/{id} endpoint, and use the directors section in the response.
Images
Endpoints to order official Company Image/Filing Documents from
source. Company Filings such as Annual Account Statements, Annual Returns,
Liquidations and Changes of Registered Information can be downloaded as
PDFs, and are typically used as a resource in extended company
auditing/compliance.
Fresh Investigations
Endpoints to manage Fresh Investigation requests. With the need for accurate data, you can check on any company that is not available within our instant online database by placing a Fresh Investigation (Offline Order). Depending on the market, the information we obtain will vary. Using official sources and registries we are able to quickly answer questions about a company's stability and financial health. Where official information is not available we will conduct a direct interview with the business.
Request
The Bank Verification tool allows customers to instantly verify that small and medium sized companies you are working with are providing correct bank details, to reduce fraud and avoid delays in your on boarding process. The bank data for these companies is provided to Creditsafe by various financial providers, including major banks. When you provide us with a company number and their bank details, we are able to perform instant checks to verify that those bank details are associated with that company and return -
Match – We have bank information on the company, and the data provided by the customer matches the company records
No Match – We have bank information on the company, but the data provided does not match any of the company records
Data Unavailable - We do not have bank information on the company.
Validation uses an algorithm to determine if a SCAN or IBAN exists, but does not let you know if that SCAN or IBAN actually belongs to the company who has provided it. Verification takes this a step further and checks the Creditsafe database for a match on the SCAN/IBAN, and tells you if the bank details actually belong to the company, so you can be assured that you are sending your money to the correct entity.
The connectId or safeNumber of the company to check against.
Sort Code to check - Must be passed in with Account Number to form a SCAN Result
Account Number to check - Must be passed in with Sort Code to form a SCAN Result
- Sandbox server
https://connect.sandbox.creditsafe.com/v1/localSolutions/GB/bankmatch
- Production server
https://connect.creditsafe.com/v1/localSolutions/GB/bankmatch
- curl
- JavaScript
- Node.js
- Python
- Java
- C#
- PHP
- Go
- Ruby
- R
- Payload
curl -i -X GET \
'https://connect.sandbox.creditsafe.com/v1/localSolutions/GB/bankmatch?checkType=Both&companyId=GB-0-X9999999&sortCode=089997&accountNumber=66374958&iban=GB55TEST08999966374957&vatNumber=string' \
-H 'Authorization: Bearer <YOUR_JWT_HERE>'Indicates the check has been made successfully and contains the result of the Verification/Validation. A 200 response alone does not immediately indicate the bank account is valid, only that the check was made in the correct format. Check the SCAN text and IBAN text fields for the result of the Check.
{ "totalSize": 1, "bankMatchResults": [ { … } ] }
Verify
Verify is an exclusive add-on to Creditsafe's company credit reports, designed to assist businesses in making smarter, quicker, and more informed credit decisions. For new or small companies that lack a detailed financial footprint, Verify offers unparalleled insights by screening company directors and the individuals behind businesses for their personal financial stability and identity.
Using Verify, you can confidently assess a company's leadership, using trusted public datasets that highlight potential financial concerns, such as CCJs or Insolvencies and confirm that they reside at an address on the Electoral roll.